Almanac

Terms of Use

Effective July 2026

These terms cover your use of Almanac. By creating an account you agree to them.

Using the app

You're responsible for the accuracy of what you enter and for keeping your sign-in secure. Don't misuse the service, attempt to break its security, or use it to do anything unlawful.

Not financial advice

Almanac is an organizational tool. Its insights, forecasts, and suggestions are informational only and are not financial, tax, or legal advice. Decisions about your money are yours.

Bank connections

Bank linking is provided through Plaid and is subject to Plaid's terms. We show you information reported by your institution; we don't move money or pay bills on your behalf.

Subscriptions

Paid features are billed through the App Store and managed by Apple. Manage or cancel a subscription in your Apple account settings; deleting your Almanac account does not cancel an App Store subscription.

Availability and warranty

The service is provided "as is," without warranties of any kind. We work to keep it reliable but can't guarantee it will always be available or error-free.

Limitation of liability

To the extent permitted by law, Almanac is not liable for indirect or consequential losses arising from use of the service.

Changes

We may update these terms; continued use after an update means you accept the revised terms.